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NMLS ID

#71107

Asset Depletion Loan

For high-net-worth individuals using liquid assets for income qualification.

Overview

Our Asset Depletion Loan is designed for borrowers with significant liquid assets but limited traditional income. We can qualify you for a mortgage by ‘depleting’ a portion of your verifiable assets over the loan term, providing a viable path to homeownership or refinancing for retirees or those with substantial wealth.

Eligibility Criteria

Significant liquid assets (e.g., stocks, bonds, retirement accounts), minimum credit score of 680, assets must be seasoned.

Key Benefits

Utilize assets instead of traditional income, ideal for retirees or those with non-traditional income streams, flexible asset types accepted.

Ready to Apply?

Contact our team to learn more about this loan program and start your application.