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NMLS ID

#71107

DSCR Investor Loan

Perfect for real estate investors using rental income to qualify.

Overview

The Debt Service Coverage Ratio (DSCR) Investor Loan is tailored for real estate investors seeking to finance investment properties without personal income verification. Qualification is based on the property’s projected rental income covering the mortgage payment (PITI). This program is excellent for expanding your rental portfolio or refinancing existing investment properties.

Eligibility Criteria

Property must be an investment property, DSCR ratio of 1.0x or higher, minimum credit score of 640, reserves required.

Key Benefits

No personal income or employment verification, qualify based on property cash flow, ideal for experienced and new investors, fast closing times.

Ready to Apply?

Contact our team to learn more about this loan program and start your application.